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Preheat oven to 375 degrees.
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Add oil, diced onion, and garlic to a pan set over medium heat and cook for three to four minutes, stirring frequently, until onions are lightly browned. Add diced tomatoes and cook for another minute. Set aside.
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In a large bowl, mix together chicken, rice, one cup of the shredded cheese, pinto beans, cilantro, salsa, sour cream, and the spices; add onion, garlic, and tomato mixture and mix well. You've got your burrito filling!
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Add the tortillas to an oven-safe baking dish, top them with the desired amount of filling, and wrap into burritos. Cover the burritos with the remaining shredded cheese. Bake for 20 minutes, or until cheese is melted, burritos are warmed through, and the tortillas are slightly crispy. Garnish as desired. Should make 6-8 burritos.